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Earn the most exclusive rewards in DeFi, plus membership points that you can use towards your ether.fi experience.

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3% cashback. 0% FX fees on EUR and USD transactions.*

Benefit	Core All Club members	Luxe Level unlocked at 10K Loyalty Points	Pinnacle Level unlocked at 50K Loyalty Points	VIP Invitation only
Club member benefits
Priority support (24/7 Live Chat and email)	✅	✅	✅	✅
Exclusive hotel discounts	Up to 65% off + 5% cashback	Up to 65% off + 5% cashback	Up to 65% off + 5% cashback	Up to 65% off + 5% cashback
Event passes (crypto, sports and more)	-	-	✅	✅
Referral rewards	1% cashback on referral purchases + 10% points on their deposits	1% cashback on referral purchases + 10% points on their deposits	1% cashback on referral purchases + 10% points on their deposits	✅
⏱️ Ventures Access	-	-	-	✅
Stake: Value-accruing assets
Loyalty points rate	3 points/day for every $1,000 staked (applies to all levels)
Liquid: Automated strategy vaults
Loyalty points rate	9 points/day for every $1,000 staked (applies to all levels)
Cash: The DeFi-native credit card
Card Style
Cashback on all purchases	3% up to $2,000/mo*	3% up to $10,000/mo*	3% up to $50,000/mo*	⭐️
Concierge	✅	✅	✅	✅
Loyalty points rate	3000 points for every $1000 spent (applies to all levels)
See all card details
Personal finance services
Fiat<>Crypto transfers	$10K/mo limit 0.2% fee	$50K/mo limit 0.2% fee	$200K/mo limit 0.2% fee	⭐️
Global wire transfers	✅	✅	✅	✅
On-chain portfolio management	✅	✅	✅	✅
Tax reporting	✅	✅	✅	✅